BUT, and I hope the rest of you can feel me on this. I call the lender on our home loan and this is how the call goes.
Unhelpful person on other end: How can we help you today?
Me: Well you sent us an email telling us that you have some special programs and we really want to lock into a fixed rate.
Unhelpful person: Let's get some information from you first. What is your address?
Me: 0000 Cant sell your house without losing your booty lane Las Vegas, Nevada (trying to keep it G rated)
Unhelpful person: Oh Las Vegas. I'm sorry. Home prices have really dropped there.
Me: (Thought in head: No Sh-- ) Yea it is crazy how bad it is here. Lots of foreclosures, but we have been good customers and we are just looking to lock in so we can continue to make our payments. If the rates go back up it gets really tough.
Unhelpful person: Well it looks like you won't qualify because the comps in the area are too low.
Me: So we are good customers, never late on payments, we have a huge loan and you can do nothing for us?
Unhelpful person: I'm sorry but I don't see what we can do. If you missed a payment we could direct you to loss prevention (or whatever the other department of we can't help you either was)
Me: If you can't help me then why do you send emails and call that say you can?
Unhelpful person: I'm not sure but is there anything else I can do for you today.
Me: (thought it head BLEEP BLEEP BLEEP BLEEP... again trying to keep it G rated) Click
And on top of that lovely conversation I plug in info on IRS.GOV to find out that SORRY YOU MADE TOO MUCH LAST YEAR TO QUALIFY FOR A STIMULUS CHECK (thought: thanks for asking why we had so much money this year...took money out of my retirement to pay for house payments, hospital bills, etc. Your right we really didn't need or deserve to get any of our money that we paid in taxes back. Thanks for setting me straight. Whatever could I have been thinking that we would get money back to finish paying for my second c section. My bad that my babies were both breech................
But have a nice day :-)












